Why Lenders Now Ask for an Elevation Certificate

A residential home shown with a flood zone overlay, explaining why lenders may require an elevation certificate

If you’re buying, refinancing, or developing property, you may have noticed something new. Lenders now ask for an elevation certificate more often than before. Even deals that look simple can stall until that document shows up. This shift didn’t happen by accident. Instead, it grew from recent local events, rising flood risk concerns, and costly […]